- Step 1 - Enroll in the Program
Contact our debt specialists for a free financial analysis.
No upfront fees, guaranteed.
- Step 2 - Low Monthly Payments
We work with you to design a payment program to help you save up funds to eventually pay back your debt.
- Step 3 - We Contact Your Creditors
We talk to your creditors on your behalf, and notify them that you have begun our program. They call us, not you.
- Step 4 - We Reduce Your Debt
Our debt negotiators speak with your creditors, convincing them to reduce your debt - often times for 40-60% of the original amount.
- Step 5 - Debt Freedom
The funds you built up pay off your remaining debt, all in significantly less time.
|Dedicated account manager||-||-|
|Dedicated debt negotiator||-||-|
|Track progress online|
|Better rates, Lower fees**||20%||23% - 25%||23% - 25%|
|Minimum debt required||$5,000||$7,500||$7,500|
|Free debt analysis|
|No upfront fees|
|Money back guarantee|
|Accreditations and Ratings|
|A+ BBB Rating|
? = Varies based on client
Guardian is not affiliated with National Debt Relief or Freedom Debt Relief, All product names, logos, and brands are property of their respective owners.
*Guardian will contact your creditors as soon as your first payment clears, guaranteed
**Rates based on enrollment of $30,000 or less in unsecured debt