- Step 1 - Enroll in the Program
Contact our debt specialists for a free financial analysis.
No upfront fees, guaranteed. - Step 2 - Low Monthly Payments
We work with you to design a payment program to help you save up funds to eventually pay back your debt. - Step 3 - We Contact Your Creditors
We talk to your creditors on your behalf, and notify them that you have begun our program. They call us, not you. - Step 4 - We Reduce Your Debt
Our debt negotiators speak with your creditors, convincing them to reduce your debt - often times for 40-60% of the original amount. - Step 5 - Debt Freedom
The funds you built up pay off your remaining debt, all in significantly less time.
Contacts your creditors immediately* | ? | ? | |
Dedicated account manager | - | - | |
Dedicated debt negotiator | - | - | |
Track progress online | |||
Better rates, Lower fees** | 20% | 23% - 25% | 23% - 25% |
Minimum debt required | $5,000 | $7,500 | $7,500 |
Free debt analysis | |||
No upfront fees | |||
Money back guarantee | |||
Accreditations and Ratings | |||
A+ BBB Rating | |||
AFCC | |||
IAPDA |
? = Varies based on client
*Guardian will contact your creditors as soon as your first payment clears, guaranteed
**Rates based on enrollment of $30,000 or less in unsecured debt
Schedule your FREE call with a debt specialist to see if you qualify for the Guardian Debt Relief program. There are no upfront fees and no obligations, so you have nothing to lose.
By clicking "Schedule Your Call" I agree to the Privacy Policy and the Terms & Conditions
Our debt specialists are standing by to answer any questions you may have. We are available Monday to Saturday from 8:00am to 8:00pm EST 888 - 814 - 8179
65 Broadway, Suite 1702
New York, NY, 10006
© 2017 Guardian Debt Relief. All rights reserved.
Calls with the company may be monitored and recorded for quality assurance and training purposes.
Completing a form on this site does not enroll you into a debt settlement program. If you do enter into a debt settlement program with Guardian, your program may last 24 to 48 months. Clients who are enrolled in a debt settlement program may realize savings at the completion of the program including applicable fees. These figures are based on enrolled unsecured debts, and may vary depending on your individual debt settlement program. Completion rate of the program is not guaranteed, and is based on the client’s ability to make timely monthly payments. There is no guarantee that we will lower your debt by either amount or percentage, or that you will be debt-free at any set time. We do not make monthly payments to creditors, take on consumer debt, nor do we provide credit repair services, or bankruptcy, tax, legal, or accounting advice. Contact a tax professional for tax advice and consequences of debt settlement. Contact a lawyer to discuss bankruptcy options. Our debt settlement services are not available in all states. Depending on your location, we may be able to recommend tax professionals or attorneys to assist you. Any use of the term “debt-free" or “debt freedom” on this site or by any Guardian representative, refers only to unsecured debt enrolled in our debt settlement program—and does not relate to or promise any relief from secured debt and/or unsecured debt not enrolled in a debt settlement program. Please understand the benefits and consequences of enrolling in any debt settlement program, including potential negative credit rating impacts.
Lifeline Debt Relief, Inc. d/b/a Guardian Debt Relief.