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Debt Settlement Program

If you’re looking for a simple, efficient, and timely way to get out of debt, Guardian Debt Relief is here to help.

By enrolling with Guardian Debt Relief, you will gain access to our proven debt settlement program tailored for you. You will also receive resources including expert counseling from our IAPDA-certified debt advisors.

Some of the debts we can help resolve include:

2714-2 credit card bills
2714-2 utility bills
2714-2 medical bills
2714-2 income taxes
2714-2 rent payments
2714-2 private student loans

Credit Card Debt Relief

Debt Settlement can be a powerful tool to pay back your debts and loans quickly, and for less than what you would pay for the life of the loan.

A debt settlement company will negotiate with your creditors and lenders to reduce your principle debt while you make monthly payments into an escrow account–an account serviced by a third party that you have complete control over.

By choosing Guardian Debt Relief, your creditors may accept repayment at just a fraction of what you owe, which means you pay back less when your debts are settled. We can combine all of your qualifying debts into one monthly payment.

Debt Relief Process

Why Clients Choose Guardian


The Guardian Debt Settlement Program can help you lower your debt in as little as 24 months. Visit our Recent Settlements page to see how we have helped others just like you! 



Guardian Debt Relief is committed to helping those in debt.  Check out our Tools & Tips page for free articles and resources to help you get back on your feet.



Our debt advisors are IAPDA accredited and are available to answer your questions.  Start a real-time chat with one of our advisor in the bottom right corner of your screen!


© 2019 Guardian Debt Relief. All rights reserved.
Calls with the company may be monitored and recorded for quality assurance and training purposes.
Completing a form on this site does not enroll you into a debt settlement program. If you do enter into a debt settlement program with Guardian, your program may last 24 to 48 months. Clients who are enrolled in a debt settlement program may realize savings at the completion of the program including applicable fees. These figures are based on enrolled unsecured debts, and may vary depending on your individual debt settlement program. Completion rate of the program is not guaranteed, and is based on the client’s ability to make timely monthly payments. There is no guarantee that we will lower your debt by either amount or percentage, or that you will be debt-free at any set time. We do not make monthly payments to creditors, take on consumer debt, nor do we provide credit repair services, or bankruptcy, tax, legal, or accounting advice. Contact a tax professional for tax advice and consequences of debt settlement. Contact a lawyer to discuss bankruptcy options. Our debt settlement services are not available in all states. Depending on your location, we may be able to recommend tax professionals or attorneys to assist you. Any use of the term “debt-free” or “debt freedom” on this site or by any Guardian representative, refers only to unsecured debt enrolled in our debt settlement program—and does not relate to or promise any relief from secured debt and/or unsecured debt not enrolled in a debt settlement program. Please understand the benefits and consequences of enrolling in any debt settlement program, including potential negative credit rating impacts.
Lifeline Debt Relief, Inc. d/b/a Guardian Debt Relief.

Guardian Debt Relief BBB Business Review