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Looking For Debt Relief?

Are you struggling to make your minimum credit card payments? Do you toss and turn at night thinking about your debt? Are you tired of being harassed by nagging collectors? Are you looking for a responsible way out of your credit card debt?

Guardian Debt Relief is here to help you.

We offer an alternative to bankruptcy, debt consolidation loans, and credit counseling. Guardian Debt Relief is rated A+ by the Better Business Bureau, and has helped thousands of consumers resolve their credit card debt with Debt Settlement.


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How Does Debt Relief Work?

If you qualify for Debt Settlement, we will take all of your existing unsecured debt and turn it into one manageable monthly payment. These funds will then be stored in your own personal account for a later date.

For many, this monthly payment will be less than your existing minimum payments.

After you have saved enough funds through these monthly payments.  We will begin negotiating with your creditors on your behalf.  

Our debt relief specialists are IAPDA certified and already have existing relationships with your creditors, allowing us to negotiate your debt down to a only fraction of what you currently owe.

At Guardian, we want to see you succeed. That’s why we have no upfront fees.

You won’t pay a penny until your debt is lowered!

Debt Relief Process

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Only Work With The Best

Our team of debt settlement experts work with our clients one-on-one through every step of the program. They can help you weigh your options, and evaluate whether debt settlement is the right option for you. They’re personable, hands-on, and will make every effort to know you and your situation. At Guardian Debt Relief, you’re a person–not a number.

Our core service is debt settlement, but Guardian Debt Relief also serves as an expert resource for financial education.

Getting out of debt is just one of the first steps in gaining control of your financial situation. This is why Guardian Debt Relief’s philosophy is to serve as a resource to build healthier spending and saving habits, which include better budgeting, managing finances, and other helpful tips and tricks.

At Guardian Debt Relief, we defend your financial future.



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Calls with the company may be monitored and recorded for quality assurance and training purposes.
Completing a form on this site does not enroll you into a debt relief program. If you do enter into a debt relief program with Guardian, your program may last 24 to 48 months. Clients who are enrolled in a debt relief program may realize savings at the completion of the program including applicable fees. These figures are based on enrolled unsecured debts, and may vary depending on your individual debt relief program. Completion rate of the program is not guaranteed, and is based on the client’s ability to make timely monthly payments. There is no guarantee that we will lower your debt by either amount or percentage, or that you will be debt-free at any set time. We do not make monthly payments to creditors, take on consumer debt, nor do we provide credit repair services, or bankruptcy, tax, legal, or accounting advice. Contact a tax professional for tax advice and consequences of debt relief. Contact a lawyer to discuss bankruptcy options. Our debt relief services are not available in all states. Depending on your location, we may be able to recommend tax professionals or attorneys to assist you. Any use of the term “debt-free” or “debt freedom” on this site or by any Guardian representative, refers only to unsecured debt enrolled in our debt relief program—and does not relate to or promise any relief from secured debt and/or unsecured debt not enrolled in a debt relief program. Please understand the benefits and consequences of enrolling in any debt relief program, including potential negative credit rating impacts.
Lifeline Debt Relief, Inc. d/b/a Guardian Debt Relief.