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How To Rid Yourself of Debt in the Least Time Possible

September 6th, 2017

Some debts are more damaging than others, believe it or not. Dependant on the type of debt you have, how long you have had the debt for and your ability to handle the debt. The best debts might tend to be secured, but there is a reason for this. Secured debts require collateral to secure […]


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Should You Increase Your Credit Card Limits?

September 1st, 2017

Among many who have one or more credit cards, the general idea is that a credit limit increase is a good thing. Technically, this isn’t wrong. Receiving a credit limit increase shows that your credit providers trust in your ability to handle debt. If you make your monthly payments on time and reduce your debt […]


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Why Do Settled Debts Have an Adverse Effect on Credit

August 29th, 2017

The idea of settling your debts for less is an appealing proposition, especially so if you aren’t able to keep up with regular payments. In many cases the wait to pay a bill (in full or at a fraction of the price) is too much to overcome on your budget. This would make for a […]


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Will the National Debt be Fixed In Time for You and Me?

August 23rd, 2017

The idea behind the debt issue in the country is squarely on the shoulders of Congress. A few posts back I wrote about the national debt ceiling and what would happen if we hit the actual limit of the debt. In order to avoid the negatives of this particular happening, Congress would need to agree […]


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Why Is Everyone Talking About Debt These Days?

August 22nd, 2017

In the past few years people have been talking about debt nearly nonstop. Charts and studies have been erected to monitor even the slightest movement in personal debt. Everything from credit cards and personal loans to even utility bills has been dissected and likened to how we spend money as a country. But why is […]


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The Difference Between Company Debt and Personal Debt

August 16th, 2017

There’s a big reason that personal debt is talked about much more than business or company debts. It’s much more important to the individual than anything else. Personal debt can seriously hinder a person’s financial ability. However, for those who own and run businesses, the line between personal debt and company debt can be hard […]


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How the National Debt Affects You

August 10th, 2017

With the way the national debt is rising recently, it might have more of an affect on you than you think. There is a real risk of the economy needing help and the American people being caught up in the middle of it all. One of the main problems that can arise from such an […]


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How Can Debt Affect a Business Owner

August 9th, 2017

Not unlike a regular Joe who doesn’t own a business, debt can have an adverse effect on you if left unchecked. The main difference between the two situations (owning a business and not) is that the business debts can be a little more complicated to handle. The extra complication being that there’s an additional entity […]


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How Has Debt Collection Been Affected?

August 1st, 2017

Debt collectors can be some of the most intimidating individuals in the world. Regardless of what they look to collect on, they can be perceived as forceful to the point of bullying. The only thing that people who have debt need to know is that even debt collectors have limits. There are boundaries that debt […]


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What Happens to Debt When You Die

July 27th, 2017

Some things can last forever. Unfortunately that counts for debt as well. The end of someone’s life doesn’t necessarily mean the end of that person’s debt. There are some instances in which the debt doesn’t actually get passed down, but if the situation should arise it pays to know whether it affects you or not. […]


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