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The National Debt is NOT Impacted by the Stock Market

October 12th, 2017

In order to clarify the relationship between the national debt and the stock market, we have created this post just in case anyone had any questions. The national debt is created by national spending. When the government spends money it creates what is known as a deficit. The deficit can only be affected by government […]


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Can You Just… Leave Debt Alone?

October 4th, 2017

There are instances where you simply just want to disappear. Even though you can’t wish away your problems most of the time, when it comes to debt it can almost become a way out for those who have no way of paying their debts off. With credit debt, the due date rotates with each month, […]


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Is Debt Ever the Answer to Debt?

October 4th, 2017

As of this posting, it has been announced that certain funds look to help Puerto Rico through their moment of crisis with hefty loans for immediate recovery. While this can indeed be a blessing for a country that has seen two back to back hurricanes, it also begs the question of how Puerto Rico is […]


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What Factors Can Lead to a Bankruptcy?

September 27th, 2017

In this day and age, it’s much more common to hear of a person or company filing for a restructuring bankruptcy. In order to keep your financial head above water, reestablishing your credit can be crucial. For individuals, filing for bankruptcy can keep yourself in fair shape. For companies, however, filing for bankruptcy can mean […]


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How To Rid Yourself of Debt in the Least Time Possible

September 6th, 2017

Some debts are more damaging than others, believe it or not. Dependant on the type of debt you have, how long you have had the debt for and your ability to handle the debt. The best debts might tend to be secured, but there is a reason for this. Secured debts require collateral to secure […]


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Should You Increase Your Credit Card Limits?

September 1st, 2017

Among many who have one or more credit cards, the general idea is that a credit limit increase is a good thing. Technically, this isn’t wrong. Receiving a credit limit increase shows that your credit providers trust in your ability to handle debt. If you make your monthly payments on time and reduce your debt […]


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Why Do Settled Debts Have an Adverse Effect on Credit

August 29th, 2017

The idea of settling your debts for less is an appealing proposition, especially so if you aren’t able to keep up with regular payments. In many cases the wait to pay a bill (in full or at a fraction of the price) is too much to overcome on your budget. This would make for a […]


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Will the National Debt be Fixed In Time for You and Me?

August 23rd, 2017

The idea behind the debt issue in the country is squarely on the shoulders of Congress. A few posts back I wrote about the national debt ceiling and what would happen if we hit the actual limit of the debt. In order to avoid the negatives of this particular happening, Congress would need to agree […]


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Why Is Everyone Talking About Debt These Days?

August 22nd, 2017

In the past few years people have been talking about debt nearly nonstop. Charts and studies have been erected to monitor even the slightest movement in personal debt. Everything from credit cards and personal loans to even utility bills has been dissected and likened to how we spend money as a country. But why is […]


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The Difference Between Company Debt and Personal Debt

August 16th, 2017

There’s a big reason that personal debt is talked about much more than business or company debts. It’s much more important to the individual than anything else. Personal debt can seriously hinder a person’s financial ability. However, for those who own and run businesses, the line between personal debt and company debt can be hard […]


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